Rule 5: Never Let the Due Date Slide
法则5:不要把最后期限一拖再拖
If your dinero doesn’t show on time, ignoring the lateness or making excuses for not confronting the borrower would be a mistake. She might continue going along as if the due date you set is a loose guideline rather than a rule.
如果对方没有按时把钱还给你,你还对债务人的拖延毫无感觉,甚至还为对方找各种蹩脚的理由,这样你就大错特错了。对方非常可能依旧我行我素,把你们说好的还款日期当成是一个随意的参考而已。
Make it more businesslike, so neither of you feels like you’re taking advantage of the other. “I did this the last time I lent money to a friend,” says Ellis, who suggests putting details about a late penalty in your written agreement; a friend would have to pay the penalty on top of the regular payment. This tactic would hopefully save you from having to send reminders... and save you from regretting your decision to play banker.
所以要更认真对待这件事,这样双方都不会觉得自己占了对方便宜。埃利斯说,“最近一次借给朋友钱,我就是这么做的。”他建议在借款协议上写明所有和滞纳金有关的细节,如果朋友没有按时还钱,到时候不仅要还借款,还要再加上罚金。这样做就免去你每次都得去提醒对方还钱,也避免让你后悔当初做了借钱给对方的决定。
【借钱给亲友的五大黄金法则】相关文章:
★ 6种时间管理方式
最新
2020-09-15
2020-09-15
2020-09-15
2020-09-15
2020-09-15
2020-09-15