Ideally, a loan agreement should be dated and state the loan amount, due date for paying it back in full, the payment schedule and any agreed-upon late payment fee (see Rule 5) or interest. Full contact information for the loaner and borrower and both of your signatures, either handwritten or electronic, are important, says Prakash.
普拉卡什表示,一份理想的借款协议应注明日期和借款金额,债务人全额还清借款的期限,还款计划以及协商好的滞纳金(详见法则5)或利息。债权人和债务人的完整联系方式,双方的签字(手写或电子版)都十分重要。
If loaners need help pulling a formal document together, they can opt to search online for a promissory note template, which states the promise to pay someone back and can help ensure that all the important details are covered. In most states a promissory note just needs to be signed by the borrower to be valid, but it’s better if you sign, too, so that the intent of both parties is clear should you have to go to court, Prakash says.
如果债权人在起草正式文件时需要帮助,可以到网上搜索借据模板,模板注有债务人保证归还债款的承诺,并确保所有的重要细节都包含在内。在多数州内,借据只要有债务人的签字即为有效,但是债权人最好也在其上签字,这样双方的意向都很明确,即使有天不得不走上法庭,也有白纸黑字的证据。
【借钱给亲友的五大黄金法则】相关文章:
★ 葡萄酒的惊人好处
最新
2020-09-15
2020-09-15
2020-09-15
2020-09-15
2020-09-15
2020-09-15