5.分而治之

Technology has made it easy to have a portion or portions of your paycheck distributed into special accounts.

科技已经使我们能很容易地把薪水中的一部分或几部分分拨到特定账户中。

6. Automate savings

6.自动储蓄

To figure out how much to set aside each month, divide the total cost of what you’re trying to save for by the number of months you have before you plan to make the purchase.

想要知道每个月要存多少钱，在计划要买东西之前把你攒钱要买的东西所花的总钱数分摊到几个月中。

7. Side hustle

7.副业

The extra cash can really add up and help you save towards those short-term goals like buying a new bag or your next vacation.

额外赚的钱真的能攒起来，帮你为买新包或下一次度假这样的短期目标攒点钱。

8. Make decisions with vision

8.做决定要有眼光

Create a ‘Wealth Vision’, which is a goal for where you want to be financially (income, expenses, savings, and investments) over different periods of time in your life. This will help you to budget and make great spending decisions.

建立一个“财富愿景”，就是你在财务方面（收入、花销、储蓄和投资）在生活中不同时期要达到的目标。这将帮你做好预算，做出明智的消费决定。

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