预测：“人们将随身携带小型设备，并用于和他人随时保持联系，随地都能开展电子商务。人们可以查看资讯和预订航班，从金融市场获取信息，以及做任何其他事情。”

What we see now: Smartphones, smartwatches, speakers like the Amazon Echo, and even headsets like the Microsoft HoloLens give users a way to have all of their information on hand at all times.

现状：智能手机、智能手表、亚马逊Echo等智能音箱、微软全息透镜等设备都可以让使用者随时获取信息。

No. 3: Instant payments and financing online, and better healthcare through the web.

3. 即时支付和互联网金融、互联网医疗

Gates' prediction: "People will pay their bills, take care of their finances, and communicate with their doctors over the internet."

预测：“人们会通过互联网支付账单、理财并与医生沟通。”

What we see now: Tech hasn't been able to change healthcare the way Uber changed transportation, but sites like ZocDoc aim to make finding a doctor and scheduling easier.

现状：技术没能像优步改变交通行业那样改变医疗行业，但ZocDoc等网站使人们在寻找医生和安排就诊时更方便。

You can also now borrow money online through sites like Lending Club and easily make payments through sites and apps like PayPal and Venmo.

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