移动支付的最大吸引力在于方便(a key attraction of mobile payment is convenience),人们可以携带少量或不带现金出行。然而,移动支付的安全性也越来越引起关注。联合国的"优于现金联盟(Better Than Cash Alliance)"称,移动支付方仍在努力实现创新与监管之间的平衡(balance between innovation and regulation),且在积极地采取措施来降低财务风险和欺诈(reduce financial risk and fraud)。
[相关词汇]
金融工具 financial instruments
实体店 bricks and mortar store
短期贷款 short-term lending
消费者和商业信用评分 consumer and business credit scoring
5. 课外培训
extracurricular/after-school training
请看例句:
A survey in Beijing found that 92% of the Grade 4 and Grade 5 pupils interviewed received extracurricular training. The cost of after-school classes is extremely expensive and some parents even lamented that what they were raising were not children but "cash burners".
北京的一项调查发现,受采访的小学四年级、五年级的学生中,有92%接受过课外培训。课外班价格高昂,有父母甚至哀叹他们养的不是孩子而是"烧钱机器"。
课外培训(extracurricular/after-school training)课程既包括乐器、绘画、滑冰等兴趣班(interest-oriented class),也包括英语、数学等主课的补习班(cram study sessions of major courses)。这些课程的费用动辄数千或上万元。
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