退休前/后买车,哪个更合适?_BEC初级作文

退休前/后买车,哪个更合适?

Should I Buy A Car Before Or After I Retire?

退休前/后买车，哪个更合适？

As Jalopnik's resident car buying expert and professional car shopper, I get emails. Lots of emails. I've decided to pick a few questions and try to help out. This week we are discussing the timing of buying a new car around retirement.

作为美国汽车测评博客（Jalopnik）的常驻购车专家和专业购车者，我经常收到很多邮件。所以我决定挑一些问题作答。本周，我们将讨论退休前后买新车的问题。

退休前/后买车,哪个更合适?1

First up, if you are coming up on retirement and think you may need to buy a car, when should you make that purchase? My mom is a teacher but she is going to retire this June. She has an old Mazda 3 with a lot of miles and it will need to be replaced in the near future. She wants to know if it will be harder for her to get approved for a loan after she retires and her income is reduced.

首先，如果你即将退休并有了买车的想法，那什么时候买最合适呢？我的母亲是位教师，今年六月她就要退休了。她有一辆马自达3，但已经开了很多公里，不久就要换新车了。她想知道，退休后收入减少的情况下，贷款是否更难成功。

This is a good question, and it involves two key components to the loan approval process. The first, naturally, is the credit score. If your mom has good credit and maintains or improves that score, that will be the most important factor in both getting approved and a low rate for a loan.