还在用“小猪存钱罐”?随着网络支付和移动支付的普及,不少父母连给孩子零花钱都要通过手机来支付了。一些商家抓住商机,开发出了手机应用程序,不仅能帮父母支付零花钱,还能帮助孩子学会理财,但也有人担心这会让孩子养成过度消费的恶习。
Children may not be stashing coins in piggy banks for much longer; with the move towards a cashless society, pocket money is moving digital.
孩子们今后可能不会再把零花钱存在存钱罐里了。随着无现金社会的发展,零花钱也在数字化。
To reflect this trend, a flurry of mobile budgeting apps for children has sprung up worldwide: GoHenry, Osper and Gimi to name a few.
为了紧跟潮流,全球出现了多个儿童移动理财应用程序,比如GoHenry、Osper和Gimi等等。
These apps offer a simple money management service for children, often for a monthly subscription fee paid by the parents. Parents can add money to children's accounts, set limits and monitor transactions, while children can choose to save their money or spend it using a prepaid card that works like a debit card. The apps suggest minimum ages ranging from six to nine for the prepaid card.
这些应用程序为孩子们提供简单的理财服务,通常由父母每月支付费用。父母可以将钱存入孩子的账户,设定限额并监控交易,而孩子可以选择存钱或使用类似借记卡的预付卡消费。这些应用程序建议预付卡的最低使用年龄为6至9岁。
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