"Cash was the best way to teach financial literacy because it's so tangible and so easy to grasp," Philip Haglund, CEO of Gimi, tells cnn Business. "Now money is being transferred through some kind of cyberspace, which is really abstract and hard for anyone to understand."
Gimi的首席执行官菲利普·哈格伦德在接受美国有线资讯网商业频道采访时说:“现金是教授金融知识的最佳方式,因为它是有形的,容易掌握。现在,钱通过网络转账,这真的很抽象,人们都很难理解。”
Haglund believes the app can teach responsible spending habits, whereas schools tend to focus more on economic theory.
哈格伦德认为,这款应用可以教会学生负责任的消费习惯,而学校往往更关注经济理论。
"You don't become better at money management just because you have a degree in economics. It's more about the attitude and the relationship you have with parents' money when you're six to 12 years old," he says.
他说:“你不会因为拥有经济学学位就变得更擅长理财。更重要的是6到12岁期间,你对父母的钱持什么态度,以及跟这些钱的关系。”
But Catherine Winter, managing director of financial capability at The London Institute of Banking and Finance, warns that while digital tools can help there needs to be a more structured approach to financial education.
但伦敦银行与金融研究所金融财力部门总经理凯瑟琳·温特警告称,尽管数字工具可能有所帮助,但金融教育需要一种更结构化的方法。
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