银行老旧IT系统不堪重负_时事_双语阅读-查字典英语网

银行老旧IT系统不堪重负

由于很多银行在金融危机后的环境中难以获得高于资金成本的回报，不论对银行管理人员还是股东来说，这些扶摇直上的成本和低效率正变得越来越不可接受。

RBS, which last year paid a record fine to regulators for a bigger systems outage in 2012,hoped to solve its problems by replacing its core processing engine at a cost of 750m. But in arecent interview, chief executive Ross McEwanconceded there was still a big job to reduce thenumber of systems and applications at RBS from more than 3,000.

去年，RBS曾因2012年一次更大规模的系统瘫痪，向监管机构支付了创纪录的罚金。该行曾希望投入7.5亿英镑更换其核心处理引擎，以便彻底解决问题。然而，在最近一次访谈中，该行首席执行官罗斯麦克尤恩(RossMcEwan)承认，要把RBS系统和应用软件的数量从3000余个降下来，还需要做很多工作。

Asian banks spend more than Europeans or US rivals on IT; their spending is growing faster;and more of their IT money is going on new projects than on maintenance. However, they arehardly glitch-free.

亚洲的银行投入信息技术的资源高于欧美竞争对手。它们的支出增长更快，而且它们的信息技术支出有更大一部分投向新项目，而不是用于维护旧系统。然而，它们也很难做到零故障运营。

In January, a problem in the system linking accounts at Industrial and Commercial Bank ofChina, the country’s largest lender, with securities brokerages, disrupted Rmb4.9bn in fundtransfers, affecting nearly 55,000 customers at 90 brokerages.