这是目标，不是政策。但不用担心，FSR还有一套鼓励存款的政策：在华盛顿特区免费给100个人发披萨。上周，这家组织就在“存一点”计划的宣传现场免费发放了馅饼。你应该为了退休后的生活，“存一点”你的收入。明白？

Or maybe you'd like enter a contest and win $10,000 from the FSR by submitting a video explaining how you plan to save 10 percent of your income.

要么你就参加FSR的比赛，拍一段视频，说说你准备怎么把10%的收入存起来。奖金是1万刀！

"Don't want to spend your retirement eating cat food on toast, win $10,000," for creating a video about it, a promo for the contest intones.

“不想退休后就着面包吃猫粮？来赢取你的1万刀吧！”这是本次比赛的宣传口号。

FSR does have some good ideas -- making retirement plans at companies that offer them automatically enroll employees, for example -- but its big idea is unrealistic. Middle-class incomes have fallen over thelast 15 years, so it's unlikely that regular people have more money to save. The American savings rate, currently just above 5 percent, hasn’t been at or above 10 percent for any sustained period in the last 35 years.

FSR有些想法确实不错——例如，企业制定退休计划，从而自动招收员工——但并不现实。中产阶级的收入在过去15年内降低了，因此普通人不可能有更多的钱要存。美国的存款利率目前才是5%多一点。过去35年里，从未稳定在10%之上。

【华尔街出新招：免费披萨鼓励美国人储蓄】相关文章：

★ 华夏银行理财产品事件或将树立先例

★ 华尔街今年的薪酬水平料将上升

★ 叙利亚全国互联网中断

★ 专栏：欧元区未解体原因何在？

★ 奥巴马争取民众支持其避免“财政悬崖”计划

★ 中国拟买下通用汽车所持投资资产

★ 华尔街对MBA吸引力大不如前

★ 双语美文：人生中的“蝴蝶效应”

★ 中兴准备发力美国智能手机市场

★ 国务卿克林顿为美国外交人员安全承担责任