"Lending people money is a pretty obvious risk," says Alayna Pehrson, who oversees financial blogs on credit repair and identity theft for BestCompany.com. "The person you lend money to may never repay you may pay you back later than expected or may keep asking you to lend them money over and over again."
“借钱出去是很有风险的,” 在BestCompany.com负责监管金融博客的信用修复和身份盗刷的阿莱娜•皮尔逊称。“借钱的人可能永远都不会还钱,也能可能在很久以后才还钱,还有可能一次又一次找你借钱。”
Ignoring your credit score
It's easy to forget about your credit score as it doesn't have a major impact on your day-to-day life — until you're trying to make a big financial move like buying a car or home or even applying for a credit card, and it becomes clear that you should have given it more thought.
你很容易忘记自己的信用评分,因为它其实对你的日常生活没有太大影响。但当你想要安排一个大额支出,比如买车或买房、甚至申请信用卡时,你就会意识到信用评分的重要性了。显然,你平时要多注意一下信用分。
Going out to eat too much
A nice meal out is one of life's great joys, but when it becomes a daily habit, it not only makes it less special, but will fritter away your savings on forgettable, transitory things. Holly Weidman, a personal finance expert, points out that Americans spent $745.61 billion on food and drinks at restaurants in 2017.
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