Be the Oracle of Omaha at home。

Any time you can find a way to earn better than 20%， you're beating Mr. Buffett. OK, I'm being silly. Or am I?

An example: It will cost you $50 for an adapter to dump your landline and connect your phone to the Internet instead. Even if that saves you just $10 a year, that's 20%. (It will probably save you much more。) And money saved is both risk-free and exempt from taxes。

These sums are chickenfeed, you say? Save $10 a year, at 20%， and after 40 years you'd have $74,000. So maybe it's not so silly。

10.购买伯克希尔•哈撒韦的股票。

如果你不能打败他，就投靠他。伯克希尔•哈撒韦的B股对投资者来说比较容易负担得起，每股只要69美元，已经从今年春季接近90美元和2007年接近100美元的高点回落。它的估值不到12个月预测收益的15倍，从历史标准来看偏低，几乎和股市崩盘时期差不多。

Buy shares in Berkshire Hathaway。

If you can't beat him, join him. The more affordable Berkshire Hathaway 'B' shares cost just $69 -- down from nearly $90 this spring and a peak of nearly $100 back in 2007. They're less than 15 times forecast 12-month earnings -- low by historical standards, and nearly as low as they were during the stock-market crash。

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