Why limit the behavioral time machine to retirement savings, why not use it as a tool for negotiating between your present and future self? Strike a healthy balance between enjoying your life now and setting yourself up for success and happiness in the future. Tie breakers can be done through learning from your past self as a gauge for potential success.
Put your gadgets down and use your imagination for a second. Pick a time in the future and visualize what your future self looks like, where they are, what they are doing, and who they are spending time with. Ask your future self some questions about how they got there. Your future self is not going to give you a big long list of the precise actions they took, they are going to tell you something about your frame of mind and help you focus on one or two things.
Now, think about your present self and how you can be happy and still become your future self. If your future self looks slimmer than you do now, then instead of the usual resolution to "lose 10 pounds in 2 months by cutting out all frappuccinos" the conversation may be to cut out one frappuccino per week and to take your dog for longer walks. You can look at your past self to bring realism and practicality to the equation and set your present self up for success.
I recommend not spending too much time talking to your past and future selves because that's how you become depressed about regrets and anxious about obligations. Only your present self can decide how much you are willing to sacrifice now to have the life you envision in the future. Keep in mind that your future is not guaranteed, right this very moment is. If you sacrifice all of your happiness today for some point in time in the future, you may regret it. It's actually one of the top regrets of the dying.
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