I was 36 and living in Nashville, Tenn., when I was ready to buy my first house. I waited until I had enough money saved to pay for it. In fact, I had exactly enough money, with around $5,000 to spare. But everyone explained to me that a house required a mortgage, and while a mortgage was in fact a loan, it wasn't really seen as such. A mortgage was part of life. It was adulthood. I should get a mortgage.
在我36岁的时候,我住在田纳西的纳什维尔,准备购置自己的第一套房子。我等到自己存下了足够买房的钱才出手,实际上我存下的钱刚刚够数,约莫还有5,000美元剩余。不过,每个人都和我说买房需要按揭,尽管按揭实际上就是贷款,但事实上大家都不这么认为。按揭贷款是生活的一部分,它就是成年生活的特征之一,我也应该弄一笔按揭贷款。
If you suffer from a crippling case of ophidiophobia and then go spend your life in Ireland, it's easy to imagine you've gotten over your fear of snakes. I had a fear of debt, but having lived my life without debt, I told myself it was no longer a problem. So I went to see a mortgage broker.
如果你患有极其严重的恐蛇症,而后你又到了爱尔兰生活,那么很容易就能想象你已经克服了对蛇的恐惧。我害怕负债,但是由于我活到现在还没有负过债,我告诉自己这不再是什么问题,于是我找到了一名按揭贷款经纪人。
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