The mortgage broker told me there was no record of my existence, financially speaking.
那名贷款经纪人告诉我,从财务上说,我没有存在于世的记录。
'But I've paid every bill on time,' I said. 'I have money in the bank. I must have a perfect credit rating.'
我辩护道:“可是我按时支付了每份账单,我在银行有存款,我肯定拥有完美的信用评级。
I was told that a credit rating is established by taking out a loan and then paying it back. Who knew? Still, after a great deal of finagling in which my standing in the community, my long connection to the bank and my future royalties were all taken into consideration, I was given a loan. I moved into my house, unpacked some boxes and went to bed. All night long my eyelids stayed rolled up like window shades. I did not own this house. The bank owned this house. I was in debt now, huge debt. I had gone from Ireland straight into the snake pit.
我被告知,信用评级是通过获得贷款、然后再偿还贷款建立起来的。谁知道呢?尽管如此,在经过将我在社区的信誉、我与银行的长期来往以及我未来的版税全都考虑进去的大量调查之后,我获得了贷款。我搬进了自己的房子,拆开几个箱子,然后上床睡觉。整个晚上我的眼皮都像卷着的遮阳卷帘一样没有合上过。我并不是这套房子的所有者,银行才是它的所有者。现在我负债了,而且是一大笔债,我就好比有恐蛇症的人从爱尔兰径直走进了蛇窝。
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