卡布雷说：“这是摸清另一半的资产和负债情况，并探明其是否身负巨额债务的最好时机。

Other occasions, such as renting an apartment together, can give you the opportunity to find out your partner's credit score, Carbrey said.

而合租公寓等场合也是你了解另一半信用评分的良机，卡布雷说。

As it turns out, people don't always practice what they preach. When asked what qualities they prioritize in a spouse, 80 percent of newlyweds said they cared about credit scores, while 92 percent of survey respondents said financial responsibility.

事实证明，并非人人都能言行一致。当被问及最看重配偶的哪些品质时，80%的新婚夫妇表示他们最在意信用评分，而92%的受访者则在意对方是否具备承担经济责任的能力。

All the more reason to open up a dialogue with your husband or wife early on, said Carbrey. If it makes sense, one solution can be delegating money-related responsibilities to whichever partner is thriftier.

卡布雷认为，这更说明了，经济问题越早和另一半说清越好。如果双方可以谈拢，那么有一种方案就是把财政大权交给相对节俭的一方。

Just be careful to make sure both you and your partner know where important documents are kept, in case of an emergency.

有一点要注意，为了以防万一，一定要确保夫妻双方都清楚重要证件藏在何处。

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