“Our inspections discovered that products recommended by a few merchants on Lifestyle have problems such as interest rates that exceed the legal limit and inappropriate collection methods,” Ant Financial said. The company added that it would continue to monitor the platform and delist substandard loan offerings.
蚂蚁金融表示:“我们排查发现,有个别商家在其生活号上推荐的产品存在超过法定利率、不当催收等问题。”该公司还表示将“开展持续排查,下架任何不符合要求的生活号。”
China’s Supreme People’s Court ruled in 2017 that the courts only enforced collection on loans that charge annual interest rates of up to 24 per cent. It added that rates of up to 36 per cent were legally permissible, but the lender had to figure out its own means of seeking repayment on defaulted debt.
中国最高人民法院在2017年规定,法院只对年利率不到24%的贷款执行征收。同时表示36%以下的年利率是法律允许的,但贷款人必须自己想办法收回拖欠债务。
That suggests the move by Alipay represents a conservative approach to managing its partnerships amid uncertainty about how regulators will proceed.
这也意味着面对监管机构下一步举动的不确定性,支付宝此举代表了一种保守的合作伙伴管理方式。
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