More interesting is the potential impact on consumers and small businesses. The banks preferto make loans to state-owned entities. These are easier to securitise, removing them from theLDR measurement. More capacity allows more lending to smaller customers, which sourceloans expensively in the grey market.
更有意思的是该政策对消费者和小企业的潜在影响。银行倾向于贷款给国有企业。这些贷款更容易证券化,使它们不被纳入贷存比计算之中。银行放贷能力增强,可以向规模较小的客户发放更多贷款,后者通常在灰色市场以较高的成本借贷。
【取消贷存比上限有利银行】相关文章:
最新
2020-09-15
2020-09-15
2020-09-15
2020-09-15
2020-09-15
2020-09-15