Alibaba’s financial affiliate company launched itsinternet bank yesterday, with executives pledging touse the Chinese ecommerce group’s treasure troveof customer data to target lending to smallbusinesses.
中国电商集团阿里巴巴(Alibaba)的金融附属公司昨日推出互联网银行。高管们承诺利用阿里巴巴的海量客户数据,面向中小企业提供贷款。
MYBank, owned by Zhejiang Ant Small & Micro Financial Services Group, an Alibabaaffiliate business, holds one of six new banking licences granted to privately owned companiesunder a pilot scheme aimed at diversifying China’s financial system. Small firms have longcomplained of difficulty in obtaining bank loans from state-owned banks, which tend to favourlarger state-owned companies.
网商银行(MYBank)的母公司为阿里巴巴的附属公司——浙江蚂蚁小微金融服务集团有限公司(Zhejiang AntSmall & Micro Financial Services Group,简称“蚂蚁金服)。蚂蚁金服是中国6家获得新的银行牌照的民营企业之一。授予民企银行牌照是旨在推动中国金融体系多元化的一个试点项目的一部分。长期以来,中小企业抱怨很难从国有银行获得贷款,后者倾向于偏爱大型国有企业。
“Answering to the needs of those who have limited access to financial services in China is ourmission, said Eric Jing, MYBank’s executive chairman. “MYBank is here to give affordableloans for small and micro enterprises. We are here to provide banking services, not for the rich,but for the little guys.MYBank’s launch follows the setting up of internet lender WeBank inJanuary — a joint venture led by Alibaba’s rival,
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