A Seattle startup is in the news for investing in divorce – its business model is based on the fact that nearly 40 to 50 percent of married couples in the US end up parting ways. SwanLuv offers to pay couples for their dream wedding, but the money will have to be returned with interest if they ever get divorced.
西雅图一家创业公司因为投资离婚而上了资讯。该公司的商业模式是基于美国有近40%-50%的婚姻以离婚告终这一事实。SwanLuv公司为新婚夫妇提供资金筹备梦幻婚礼,但一旦他们离婚,公司会连本带利地收回其资金。
So if you’re about to get married and you apply to Swanluv, they’ll run your profile through an algorithm, study your relationship, and select you if you meet their criteria. Then, they’ll offer you a loan of up to $10,000. You don’t have to return the money, ever, as long as you stay together. But the moment you decide to get a divorce you’ve got to cough up the original amount, plus interest. And stronger relationships are assigned higher interest rates, so the longer couples stay together, the more they’ll stand to lose if they split.
如果你们是即将步入婚姻殿堂的情侣,就可以向SwanLuv公司提出申请。该公司会通过计算机演算程序分析你们的个人资料,并研究你们的关系。若是能达到其标准,你们就成功入选了,然后会得到该公司提供的高达一万美元的贷款。只要你们的婚姻不破裂,就无需偿还。但如果你们决定离婚了,你们面临的不止是偿还本金,还要加付利息。夫妻关系越稳固,利率就越高。也就是说,夫妻关系维系的时间越长,离婚给他们带来的损失也会越大。
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