福克斯:目前存在有关普通所得税率的担忧。为应对这一问题,一些投资者选择将传统个人退休账户(traditional IRA)转换为罗斯个人退休账户(Roth IRA),这样他们可以较低的税率缴纳所得税,未来也不必受最低提款要求(税率要高得多)限制。
They're also concerned about higher capital-gains tax rates. Some are selling. That may or may not be a good idea. If they were going to sell in January, then maybe it's a good strategy to sell in December and avoid higher capital-gains tax rates. But if they were going to hold the investment for many years, then they're giving up those dollars used to pay their capital-gains taxes. They're out of the portfolio, and any return they could have earned on those dollars is no longer there.
他们还担心资本利得税税率上调。一些投资者在卖出。这种策略是好是坏很难说。如果他们本来准备明年1月份卖出的话,那么在今年12月份卖出是一种好策略,可以避免资本利得税上调。但如果他们本来准备将投资持有很多年,那么提前卖出就等于放弃了这些可用来支付资本利得税的资金。一旦退出投资组合,投资者本来能够靠那些投资赚得的回报也就没有了。
They're making charitable bequests. I think the most interesting thing that I have seen is all kinds of contributions to donor-advised funds. You can make a contribution to a donor-advised fund this year and actually not make grants to charities until next year or years beyond that. So what they're saying by their actions is maybe we're not going to see an unlimited charitable deduction. Or they may be saying, 'I realized capital gains by selling appreciated assets, so I've got to minimize taxes this year by increasing my charitable deduction.'
【2013年投资建议】相关文章:
★ 狼与鹤
最新
2020-09-15
2020-09-15
2020-09-15
2020-09-15
2020-09-15
2020-09-15