Given the absence of comprehensive public health-care services, a largely unregulated private sector, with hugely disparate services and prices, has sprung up to fill the void. But currently only 0.8% of Pakistan's GDP is allocated to insurance products, including health insurance, according to the country's insurance regulator. Poor patients often end up taking out loans and falling into debt to pay for private-sector services.
由于政府无法提供全面的公共卫生医疗服务,巴基斯坦出现了一个基本上不受监管的、旨在填补这一缺口的私营领域。这个领域的服务良莠不齐,也没有统一的价格标准。但是根据巴基斯坦保险监管机构提供的数据,目前仅有0.8%的GDP被用于支付包括医保在内的社会保险产品。为了获得私营领域的医疗服务,贫穷的病人通常不得不申请贷款并最终背上沉重的债务负担。
To address such needs, Asher Hasan set up Naya Jeevan─'new life' in Urdu─a nonprofit micro-insurance program for the urban poor.
为了应对这一状况,哈桑(Asher Hasan)建立了Naya Jeevan(乌尔都语“新生命的意思),这是一个针对城市中穷人的非盈利微保险项目。
'Everyone should have access to quality health care irrespective of their level of income,' said Dr. Hasan, who grew up between Karachi and the U.K. and then moved to the U.S. to study medicine.
哈桑博士说,无论收入水平如何,每个人都应该获得优质的医疗服务。哈桑在巴基斯坦的卡拉奇和英国长大,后来赴美学医。
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