Prices are on the way up, but mortgage rates remain in the bargain bin. The average rate on a standard 30-year fixed-rate mortgage hit a record low 3.46% for the week ended Nov. 16, according to data provider HSH.com. The average rate on a standard 15-year, fixed-rate mortgage hit a low of 2.84%. And rates are expected to stay low next year and further out, thanks, in part, to the Federal Reserve's moves to keep interest rates low until mid-2015.
房价开始涨,但房产抵押贷款利率仍处于偏低水平。据数据提供商HSH.com 统计,截至11月16日那周,30年固息标准抵押贷款的平均利率达到3.46%的历史低位,而15年固息抵押贷款的平均利率也创下了2.84%的低点。预计明年甚至在更长时间内,这些贷款利率都将在低位运行,其中部分原因在于美联储(Federal Reserve)出台的在2015年年中之前压低利率的举措。
For first-time home buyers, it may be easier to buy. Many first-time buyers are opting for loans backed by the Federal Housing Administration, since they now have looser credit and down-payment criteria compared with the tougher criteria for standard loans. The typical rate on a 30-year fixed-rate mortgage backed by the FHA was 3.31% last week, according to HSH.com.
对首次购房者来说,买房可能会更为容易。很多首次购房者现在选择的是美国联邦住房管理局(Federal Housing Administration,简称: FHA)支持的贷款,因为与标准贷款所需的严格要求相比,该管理局的信贷条件和首付要求相对都较为宽松。HSH.com的数据显示,FHA支持的30年固息抵押贷款利率上周为3.31%。
【2013年可以出手买房了?】相关文章:
★ 瓦尔都窗前的一瞥
★ 人善被人欺?
最新
2020-09-15
2020-09-15
2020-09-15
2020-09-15
2020-09-15
2020-09-15