如果你知道每周在杂货店花多少钱,千万不要为了收支平衡来一次性缩减一半的开支。相反,你可以慢慢减少开支,这样还能让自己心情愉快。
3) Believe in yourself.
相信自己
This may sound a bit strange, but successful budgeting has a lot to do with your attitude. If you are pessimistic about the process and your inability to successfully commit to the plan from inception, you will probably fail miserably. On the other hand, if you learn to view your budget as a spending plan that will help you accomplish your current and future financial goals, you will more than likely be inclined to remain on track because there is a light at the end of the tunnel.
这个听起来有点奇怪,但成功的预算多半取决于你的态度。如果你对过程非常的消极,也觉得自己没有能力来成功的按照计划执行,你当然会输得很惨。然而,如果你把预算看成是帮你完成近期和长远经济目标的计划,你就更容易遵守,毕竟能让你看到希望呀。
4) Solicit the assistance of an accountability partner.
拉上一个会算账的伙伴。
Do not go out and ask your best buddy who agrees with everything you say and do for help. This is actually counter-productive. Instead, find someone to check-in with on a consistent basis who will be honest with you and hold you accountable for your spending habits each month.
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2020-09-15
2020-09-15
2020-09-15
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2020-09-15