昆仑万维入股英国P2P平台LendInvest_时事

昆仑万维入股英国P2P平台LendInvest

今年4月，中国社交媒体公司人人网(Renren)参与了对美国抵押贷款P2P平台LendingHome的一轮7000万美元的融资。去年以250亿美元成为史上最大规模IPO的中国电商企业阿里巴巴(Alibaba)，今年3月与英国两家另类贷款机构达成合作，以帮助英国中小企业进入中国市场。

P2P, or marketplace investing, matches lenders to borrowers through a digital site, charginglower interest rates for loans than high street banks and providing higher returns than manytraditional investments.

P2P(或称市场化投资)通过网站为资金出借方和资金借入方牵线搭桥，对借入方收取的利率低于商业银行，向出借方提供的回报率则高于许多传统投资。

LendInvest, launched in 2013 out of a short-term mortgage lending business, is an onlinemortgage marketplace that has financed £300m of loans and achieved a £3.1m profit last year.

2013年从一家短期抵押贷款公司脱胎而成的LendInvest，是一个在线抵押贷款市场，累计撮合完成了3亿英镑贷款，去年实现了310万英镑的利润。

Christian Faes, chief executive, said he had spent a “lot of time talking to venture capitalfunds trying to find the right partner. “You have seen peer-to-peer take off in lending toconsumers and businesses, and now property and mortgages is the next big thing, he said.