Forty founders say they have no other assets, liquid or illiquid. One 33-year-old founder—who has $15.4 million in cash and assets, $425,000 in retirement, and a 38% stake in his $40 million company—has this piece of advice: “Bet on yourself rather than on external investments (housing, stock market, etc.). Uh huh.
40位企业家表示他们没有其他资产,不论是流动的还是非流动形式的。一名33岁的企业家——他有着1540万美元的现金及资产,42万5000退休资金,还有38%投在他价值4000万美元的公司里——给出了这样一条建议:“不要给外部投资(房产、股票等等)下注,给自己下注。
All the while, most report no credit card or other type of debt. Two say they owed $1 million or more (again, likely a mortgage).
从始至终,大多数企业家一直宣称不使用信用卡或者其他种类的借贷。有两位说他们欠了100万美元或更多(老样子,很有可能是房贷)。
And what do startup founders actually pay themselves? Following the lead of many CEOs whose salaries are entirely based on performance, 28 startup founders say they take zero salary, and two earn $1 annually. (This, of course, leaves out stock-based compensation; see next chart.) But most founders make less than six figures, probably less than the engineers working for them.
【投资or存款?跟美国创业者学理财】相关文章:
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